{"id":11823,"date":"2024-03-29T14:30:07","date_gmt":"2024-03-29T06:30:07","guid":{"rendered":"https:\/\/www.sinocompliance.com\/?p=11823"},"modified":"2024-03-29T14:31:48","modified_gmt":"2024-03-29T06:31:48","slug":"emv-3ds-secure","status":"publish","type":"post","link":"https:\/\/www.sinocompliance.com\/en\/emv-3ds-secure\/","title":{"rendered":"Transaction Security Alert: Support for older versions of EMV 3DS to be discontinued soon"},"content":{"rendered":"
\n
\"\"<\/figure><\/div>\n\n\n

\u8fd1\u65e5\uff0cMasterCard\u5411\u4f1a\u5458\u673a\u6784\u53ca\u670d\u52a1\u5546\u901a\u8fc7\u90ae\u4ef6\u5ba3\u5e03\uff0c\u81ea2024\u5e749\u670824\u65e5\u8d77\uff0cIdentity Check\u8eab\u4efd\u8ba4\u8bc1\u7f51\u7edc\u5c06\u4e0d\u518d\u652f\u6301EMV 3DS 2.1.0 \u7248\u672c\u3002\u5c4a\u65f6\uff0c\u4f7f\u7528EMV 3DS 2.1.0\u7248\u672c\u7684\u5ba2\u6237\uff0c\u5728\u53d1\u9001\u76f8\u5e94\u7248\u672c3DS\u4ea4\u6613\u9a8c\u8bc1\u8bf7\u6c42\u7ed9\u5361\u7ec4\u7ec7\u65f6\u4f1a\u6536\u5230\u9519\u8bef\u54cd\u5e94\u3002\u5173\u4e8e\u8be5\u9879\u8c03\u6574\u7684\u5b8c\u6574\u6280\u672f\u8bf4\u660e\uff0c\u8bf7\u53c2\u8003MasterCard\u5b98\u65b9\u901a\u544a\uff08\u6253\u5f00\u9875\u9762\u9700\u767b\u5f55\uff09\uff0c\u5730\u5740\uff1ahttps:\/\/techdocs.mastercard.com\/bundle\/m_AN6154\/page\/nuh1675180540286.html<\/p>\n\n\n\n

EMV 3-D Secure\u534f\u8bae\u81ea\u4ece\u8bde\u751f\u4ee5\u6765\u5df2\u8d85\u8fc720\u5e74\uff0c\u4ece\u6700\u521d\u76841.0\u5230\u73b0\u5728\u76842.0\uff0c\u6700\u8fd1\u51e0\u5e74\u5728\u534f\u8bae\u66f4\u65b0\u65b9\u9762\u53d6\u5f97\u4e86\u5f88\u5927\u8fdb\u5c55\uff0c\u6700\u65b0\u534f\u8bae\u7248\u672c\u4e3a2021\u5e74\u53d1\u5e03\u7684EMV 3DS 2.3\u3002\u968f\u7740\u7535\u5b50\u5546\u52a1\u7684\u76db\u884c\uff0c\u7528\u6237\u7aef\u8bbe\u5907\u4e5f\u4ece\u8fc7\u53bbPC\u8bbe\u5907\uff0c\u589e\u52a0\u5230\u591a\u6837\u5316\u7684\u884c\u52a8\u8bbe\u5907\uff0c\u4fe1\u7528\u5361\u4ea4\u6613\u7684\u5b89\u5168\u8ba4\u8bc1\u65b9\u5f0f\u4e5f\u56e0\u5e94\u5927\u73af\u5883\u7684\u6539\u53d8\u8fdb\u884c\u4e86\u529f\u80fd\u63d0\u5347\uff0cEMV 3DS 2.1\u5df2\u4e0d\u518d\u662f\u5e02\u573a\u4e3b\u6d41\uff0c\u53d6\u800c\u4ee3\u4e4b\u7684\u662fEMV 3DS 2.2\u3002\u800c\u50cfVisa\u3001Mastercard\u3001AmericanExpres\u3001Discover\u7b49\u56fd\u9645\u5361\u7ec4\u7ec7\u65e9\u57282022\u5e7410\u670815\u65e5\u8d77\u5c31\u505c\u6b62\u5bf93DS1\u548c\u65e7\u7248\u8eab\u4efd\u9a8c\u8bc1\u534f\u8bae\u4ee5\u53ca\u6240\u6709\u76f8\u5173\u6280\u672f\u7684\u652f\u6301\u3002\u57fa\u4e8e\u66f4\u9ad8\u5b89\u5168\u9700\u6c42\u7684\u8003\u8651\uff0c\u76f8\u4fe1\u9488\u5bf92.1.0\u7248\u672c\u534f\u8bae\u652f\u6301\u7684\u9000\u51fa\uff0c\u540e\u7eed\u5176\u4ed6\u5361\u7ec4\u7ec7\u4e5f\u4f1a\u9646\u7eed\u8ddf\u8fdb\u3002<\/p>\n\n\n\n

\u663e\u8457\u7279\u70b9<\/strong><\/strong><\/td>3DS 1.0<\/strong><\/strong><\/td>3DS 2.1.0<\/strong><\/strong><\/td>3DS 2.2.0<\/strong><\/strong><\/td><\/tr>
\u5e26\u5916\uff08OOB\uff09\/\u751f\u7269\u8bc6\u522b\u79fb\u52a8\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u96c6\u6210<\/td>\u00d7<\/td>Basic<\/td>\u221a<\/td><\/tr>
3DS \u7533\u8bf7\u8005\u73af\u5883 – 3RI\u975e\u652f\u4ed8\u8ba4\u8bc1 \u5177\u6709\u83b7\u53d6\u3001\u5237\u65b0\u548c\u91cd\u65b0\u751f\u6210CAVV\u7684\u80fd\u529b\u7684\u652f\u4ed8\u8ba4\u8bc1 \u89e3\u8026\u8ba4\u8bc1<\/td>\u00d7<\/td>\u221a<\/td>\u221a<\/td><\/tr>
\u00d7<\/td>\u221a<\/td>\u221a<\/td><\/tr>
\u00d7<\/td>\u00d7<\/td>\u221a<\/td><\/tr>
\u6536\u5355\u884c\u8c41\u514d\u6307\u6807\u5728\u8eab\u4efd\u9a8c\u8bc1\u524d\u6267\u884c\u7684\u4ea4\u6613\u98ce\u9669\u5206\u6790\uff08TRA\uff09 \u53ef\u4fe1\u53d7\u76ca\u4eba\uff08\u767d\u540d\u5355\uff09 \u6388\u6743\u9a8c\u8bc1<\/td>\u00d7<\/td>\u00d7<\/td>\u221a<\/td><\/tr>
\u00d7<\/td>\u00d7<\/td>\u221a<\/td><\/tr>
\u00d7<\/td>\u00d7<\/td>\u221a<\/td><\/tr>
\u9644\u52a0\u7684\u8bbe\u5907\u517c\u5bb9\u6027\uff0c\u5982\u6e38\u620f\u673a<\/td>\u00d7<\/td>\u221a<\/td>\u221a<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u300aVisa European EMV 3DS 2.2.0 Implementation Guide 2019\u300b<\/p>\n\n\n\n

\u4f5c\u4e3aEMV 3DS 2.1\u7684\u5347\u7ea7\uff0cEMV 3DS 2.2\u5728\u63d0\u4f9b\u4e86EMV 3DS 2.1\u6240\u5177\u5907\u7684\u4e00\u5207\uff0c\u540c\u65f6\u5177\u6709\u989d\u5916\u7684\u4f18\u52bf\u5305\u62ec\u652f\u6301\u6b27\u6d32\u7684PSD2\u5f3a\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1 (SCA) \u8981\u6c42\uff0c\u4ee5\u53ca\u975e\u652f\u4ed8\u652f\u6301\u3001\u89e3\u8026\u8eab\u4efd\u9a8c\u8bc1\u548c3RI\u7684\u529f\u80fd\uff0c\u652f\u6301\u66f4\u52a0\u65e0\u7f1d\u7684\u652f\u4ed8\u4f53\u9a8c\uff0c\u4ee5\u53ca\u66f4\u52a0\u667a\u80fd\u7684\u57fa\u4e8e\u98ce\u9669\u7684\u51b3\u7b56\u53ca\u9a8c\u8bc1\u8c41\u514d\u6d41\u7a0b\u5904\u7406\u3002\u5bf9\u8de8\u5883\u652f\u4ed8\u673a\u6784\u548c\u51fa\u6d77\u5546\u6237\u800c\u8a00\uff0c\u9002\u5e94\u6b27\u76df\u533a\u57df\u7684\u5b89\u5168\u653f\u7b56\u8981\u6c42\uff0c\u5168\u9762\u6267\u884cSCA\u662f\u786e\u4fdd\u4e1a\u52a1\u987a\u5229\u5728\u6d77\u5916\u7a33\u5b9a\u53d1\u5c55\u7684\u5fc5\u8981\u4e3e\u63aa\u3002\u4e3a\u4e86\u5e94\u5bf9\u672c\u6b21MasterCard\u7684\u653f\u7b56\u8c03\u6574\uff0c\u6700\u4f73\u65b9\u6848\u4e3a\u4f7f\u7528\u652f\u6301EMV 3DS 2.2\u53ca\u4ee5\u4e0a\u7248\u672c\u7684EMV 3DS\u89e3\u51b3\u65b9\u6848\uff0c\u800c\u5305\u62ecVisa\u3001MasterCard\u3001American Express\u3001Discover\u3001JCB\u548c\u94f6\u8054\u56fd\u9645\u90fd\u65e9\u5df2\u5168\u9762\u652f\u6301EMV 3DS 2.2\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u82e5\u5ba2\u6237\u7ee7\u7eed\u4f7f\u7528\u9519\u8bef\u7248\u672c\u76843DS\u9664\u4e86\u53ef\u80fd\u65e0\u6cd5\u63d0\u4f9b\u8db3\u591f\u7684\u5b89\u5168\u6027\uff0c\u5bb9\u6613\u53d7\u5230\u6b3a\u8bc8\u653b\u51fb\uff0c\u964d\u4f4e\u652f\u4ed8\u7684\u4fbf\u6377\u6027\u548c\u901f\u5ea6\uff0c\u4e25\u91cd\u60c5\u51b5\u4e0b\u4e0d\u652f\u6301\u7684\u7248\u672c\u4e5f\u4f1a\u5bfc\u81f4\u67d0\u4e9b\u4ea4\u6613\u5931\u8d25\uff0c\u5f71\u54cd\u4ea4\u6613\u6210\u529f\u7387\u548c\u4f01\u4e1a\u7684\u6536\u5165\u3002\u4e3a\u4e86\u7ef4\u62a4\u652f\u4ed8\u751f\u6001\u7684\u5b89\u5168\u6027\u548c\u7528\u6237\u4f53\u9a8c\uff0c\u5e94\u5bc6\u5207\u5173\u6ce8EMV 3DS\u7684\u6700\u65b0\u7248\u672c\uff0c\u9700\u8981\u5c3d\u5feb\u4f7f\u7528\u652f\u6301EMV 3DS 2.2\u53ca\u4ee5\u4e0a\u534f\u8bae\u76843DS Server\u548c3DS SDK\u65b9\u6848\uff0c\u5e76\u4e0e\u5361\u7ec4\u7ec7\u6700\u65b0\u653f\u7b56\u4fdd\u6301\u540c\u6b65\uff0c\u786e\u4fdd\u652f\u4ed8\u4ea4\u6613\u987a\u5229\u8fdb\u884c\u3002<\/p>\n\n\n

\n
\"\"<\/figure><\/div>\n\n\n

\u4e2d\u4ed8\u6280\u672f\u662f\u56fd\u5185\u9886\u5148\u7684\u8de8\u5883\u5408\u89c4\u53ca\u98ce\u9669\u7ba1\u7406\u670d\u52a1\u516c\u53f8\uff0c\u65d7\u4e0b\u7684EMV 3DS\u65b9\u6848\u652f\u6301EMV 3DS 2.2.0\u534f\u8bae\uff0c\u540c\u65f6\u5df2\u83b7\u5f97Visa\u3001MasterCard\u3001AmericanExpress\u3001Discover\uff0c\u4ee5\u53ca\u94f6\u8054\u56fd\u9645\u7b49\u56fd\u9645\u5361\u54c1\u724c\u7684\u8ba4\u8bc1\uff0c\u5176\u5b89\u5168\u6027\u548c\u53ef\u9760\u6027\u5f97\u5230\u4e86\u5e7f\u6cdb\u8ba4\u53ef\uff0c\u5e2e\u52a9\u5ba2\u6237\u9884\u9632\u672a\u6388\u6743\u7684CNP\u4ea4\u6613\uff0c\u6709\u6548\u907f\u514d\u5546\u6237\u53d7\u5230\u76d7\u5361\u548c\u6b3a\u8bc8\u635f\u5bb3\uff0c\u540c\u65f6\u8fd8\u80fd\u89e3\u51b3\u6b3a\u8bc8\u6027\u62d2\u4ed8\u95ee\u9898\uff0c\u5b9e\u73b0\u4e1a\u52a1\u98ce\u9669\u7cbe\u7ec6\u5316\u7ba1\u7406\u548c\u8fd0\u8425\u3002\u3002<\/p>","protected":false},"excerpt":{"rendered":"

\u8fd1\u65e5\uff0cMasterCard\u5411\u4f1a\u5458\u673a\u6784\u53ca\u670d\u52a1\u5546\u901a\u8fc7\u90ae\u4ef6\u5ba3\u5e03\uff0c\u81ea…<\/a><\/p>","protected":false},"author":4,"featured_media":11825,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5,22],"tags":[51,73,88],"_links":{"self":[{"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts\/11823"}],"collection":[{"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/comments?post=11823"}],"version-history":[{"count":2,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts\/11823\/revisions"}],"predecessor-version":[{"id":11830,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts\/11823\/revisions\/11830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/media\/11825"}],"wp:attachment":[{"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/media?parent=11823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/categories?post=11823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/tags?post=11823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}