{"id":8303,"date":"2022-06-14T15:50:35","date_gmt":"2022-06-14T07:50:35","guid":{"rendered":"https:\/\/www.sinocompliance.com\/?p=8303"},"modified":"2024-04-28T15:39:01","modified_gmt":"2024-04-28T07:39:01","slug":"3d-secure-2","status":"publish","type":"post","link":"http:\/\/www.sinocompliance.com\/en\/3d-secure-2\/","title":{"rendered":"\u5916\u53613D-Secure 2\u8ba4\u8bc1\u6a21\u5757\u4e2d\u4ed8\u6280\u672f\u63d0\u4f9b"},"content":{"rendered":"<div  class=\"tatsu-hp6l615waw9hz8xm tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 15px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-hp6l615wcwcdc8i\" ><div  class=\"tatsu-row\" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-hp6l615wen9lsqdw\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner\" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-hp6l615wg8fxx1bf\"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-hp6l615wg8fxx1bf.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style><p><\/p>\n<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3-D Secure\u4e1a\u52a1\u662f\u4ec0\u4e48\uff1f<\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u00a0\u4e2d\u4ed8\uff08\u6df1\u5733\uff09\u6280\u672f\u670d\u52a1\u6709\u9650\u516c\u53f8\uff08SinoCompliance\uff09\u5927\u4e2d\u534e\u533a\u552f\u4e00\u63d0\u4f9b\u5361\u7ec4\u7ec7\u5168\u8ba4\u8bc1\u7684\u4e2d\u8d44\u673a\u6784\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">inoCompliance 3-D Secure\u662f\u4e00\u79cd\u8ba4\u8bc1\u534f\u8bae\uff0c\u901a\u8fc7\u5546\u6237\u3001\u53d1\u5361\u548c\u6d88\u8d39\u8005\u4e4b\u95f4\u8fdb\u884c\u6570\u636e\u4ea4\u6362\u6765\u5b9e\u73b0\u5bf9\u6d88\u8d39\u8005\u7684\u8eab\u4efd\u9a8c\u8bc1\u3002\u94f6\u80543DS\u662f\u56fd\u9645\u6807\u51c6\u5316\u3001\u9ad8\u5b89\u5168\u6027\u7684\u7ebf\u4e0a\u4ea7\u54c1\uff0c\u53ef\u5feb\u901f\u63d0\u5347\u7ebf\u8def\u4e0a\u5546\u6237\u8986\u76d6\u9762\uff0c\u589e\u52a0\u53d1\u5361\u884c\u4ea4\u6613\u91cf\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u76ee\u524d<\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">SINOPAY\uff08\u4e2d\u4ed8\u6280\u672f\uff09<\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> 3-ds 2.0\u5347\u7ea7\u52303-ds 2.2\uff0c\u66f4\u597d\u7684\u6301\u5361\u4eba\u652f\u4ed8\u4f53\u9a8c\u53ca\u901a\u8fc7\u7387\u3002\u4e2d\u4ed8\uff08\u6df1\u5733\uff09\u6280\u672f\u670d\u52a1\u6709\u9650\u516c\u53f8\u7684\u5916\u53613D-Secure 2\u8ba4\u8bc1\u6a21\u5757\u76ee\u524d\u652f\u6301\u56fd\u9645\u5361\u7ec4\u7ec7\uff08VISA,Mastercard,American Express,JCB,Discover,Diners Club,UNIONPAY\uff09\u76843-D Secure 2\u8ba4\u8bc1\uff0c\u662f\u5927\u4e2d\u534e\u533a\u552f\u4e00\u4e2d\u8d44\u90e8\u7f723DS2\u7684\u5382\u5546\uff0c\u5176\u6570\u636e\u4e2d\u5fc3\u4e0e\u4e2d\u56fd\u5927\u9646\uff0c\u76ee\u524d\u7b26\u5408\u91d1\u878d\u76d1\u7ba1\u8981\u6c42\u3002\u652f\u6301Visa Secure\u3001Mastercard Identity Check\uff08ID Check\uff09\u7b49\u4f17\u591a\u53d1\u5361\u673a\u6784\u90fd\u9488\u5bf9\u7f51\u8d2d\u5236\u5b9a\u4e86\u4fdd\u62a4\u8ba1\u5212\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"585\" class=\"wp-image-8304\" src=\"https:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-1024x585.png\" alt=\"\" srcset=\"http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-1024x585.png 1024w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-300x172.png 300w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-768x439.png 768w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-1536x878.png 1536w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-18x10.png 18w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-1160x663.png 1160w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-87x50.png 87w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-650x372.png 650w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-1000x572.png 1000w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111-50x29.png 50w, http:\/\/www.sinocompliance.com\/wp-content\/uploads\/2022\/06\/111.png 1555w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u4f7f\u7528\u6211\u4eec\u76843-D\u5b89\u5168\u89e3\u51b3\u65b9\u6848\uff0c\u60a8\u53ef\u4ee5\u901a\u8fc7\u4e0eSINOAPY3DS\u5355\u4e00\u8fde\u63a5\u652f\u6301\u5404\u9879\u4fdd\u62a4\u8ba1\u5212\uff0c\u5305\u62ecVisa Secure\u3001MasterCard Identity Check (ID Check)\u3001American Express SafeKey\u548cJCB J\/Secure\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u4e86\u89e3\u60a8\u7684\u771f\u5b9e\u5ba2\u6237\u53ca\u5176\u4ea4\u6613\u65b9\u5f0f\u80fd\u591f\u5e2e\u52a9\u5728\u7f51\u7edc\u72af\u7f6a\u5206\u5b50\u6e17\u900f\u8d26\u6237\u4e4b\u524d\u68c0\u6d4b\u53ef\u7591\u884c\u4e3a\u6216\u8005\u88ab\u76d7\u8bbe\u5907\u3002SINOPAY\uff08\u4e2d\u4ed8\u6280\u672f\uff093-ds 2.2\u5168\u7403\u6bcf\u5e74\u7ea6300\u4ebf\u7b14\u4ea4\u6613\u4ea7\u751f\u7684\u4f17\u5305\u60c5\u62a5\uff08\u5305\u62ec\u767b\u5f55\u3001\u652f\u4ed8\u3001\u548c\u65b0\u8d26\u6237\u7533\u8bf7\u4fe1\u606f\uff09\u7684\u5efa\u7acb\uff0c\u80fd\u591f\u63d0\u4f9b\u5927\u91cf\u4e0e\u8bbe\u5907\u3001\u4f4d\u7f6e\u3001\u8eab\u4efd\u548c\u8fc7\u53bb\u884c\u4e3a\u76f8\u5173\u7684\u5168\u884c\u4e1a\u4fe1\u606f\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u5229\u7528\u8fd9\u4e9b\u4fe1\u606f\uff0cSinoCompliance\u80fd\u591f\u8d85\u8d8a\u57fa\u4e8e\u8bbe\u5907\u7684\u5206\u6790\uff0c\u6839\u636e\u4e8b\u4ef6\u4e4b\u95f4\u5f62\u6210\u7684\u590d\u6742\u5173\u8054\u5bf9\u5176\u4ed6\u4e2a\u4f53\u8fdb\u884c\u5206\u7ec4\uff0c\u5e2e\u52a9\u4f01\u4e1a\u4e86\u89e3\u4ea4\u6613\u7528\u6237\u7684\u771f\u5b9e\u8eab\u4efd\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3-D Secure\u5982\u4f55\u53d1\u6325\u4f5c\u7528\uff1f<\/span><\/span><\/strong><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3-D Secure\u901a\u8fc7\u4e3a\u652f\u4ed8\u6d41\u7a0b\u6dfb\u52a0\u989d\u5916\u7684\u4fdd\u62a4\u5c42\uff0c\u6700\u5927\u7a0b\u5ea6\u5730\u964d\u4f4e\u4e86\u6210\u672c\u5b8c\u6210\u7684\u6b3a\u8bc8\u4ea4\u6613\u3002\u8be5\u89e3\u51b3\u65b9\u6848\u4f7f\u53d1\u5361\u673a\u6784\u80fd\u591f\u4f7f\u7528\u4ece\u77ac\u65f6\u5bc6\u7801\u5230\u751f\u7269\u8bc6\u522b\u7b49\u5404\u79cd\u53ef\u7528\u65b9\u6cd5\u5bf9\u6301\u5361\u4eba\u8fdb\u884c\u8eab\u4efd\u9a8c\u8bc1\u3002\u6210\u529f\u7684\u8eab\u4efd\u9a8c\u8bc1\u63d0\u5347\u4e86\u53d1\u5361\u673a\u6784\u5bf9\u4ea4\u6613\u6765\u81ea\u771f\u5b9e\u6301\u5361\u4eba\u7684\u786e\u8ba4\u5ea6\uff0c\u4f7f\u4ea4\u6613\u66f4\u6709\u53ef\u80fd\u83b7\u5f97\u6388\u6743\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u60a8\u662f\u5426\u5df2\u51c6\u5907\u597d\u5b9e\u65bdPSD2 SCA\uff1f<\/span><\/span><\/strong><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">PSD2\u662f\u7b2c\u4e8c\u9879\u6b27\u76df\u652f\u4ed8\u670d\u52a1\u6307\u4ee4\u3002\u5b83\u53ef\u80fd\u4f1a\u5bf9\u652f\u4ed8\u884c\u4e1a\u4ea7\u751f\u91cd\u5927\u5f71\u54cd\uff0c\u4ece\u6211\u4eec\u7684\u5728\u7ebf\u652f\u4ed8\u65b9\u5f0f\uff0c\u5230\u6211\u4eec\u5728\u652f\u4ed8\u65f6\u770b\u5230\u7684\u4fe1\u606f\uff0c\u90fd\u4f1a\u53d7\u5230\u5f71\u54cd\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u6839\u636e PSD2 \u5f3a\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1 (SCA) \u7684\u8981\u6c42\uff0c\u73b0\u5728\u67d0\u4e9b\u4ea4\u6613\u5fc5\u987b\u8fdb\u884c\u53cc\u8eab\u4efd\u9a8c\u8bc1\u3002\u5982\u679c\u53d1\u5361\u673a\u6784\u65e0\u6cd5\u6267\u884c\u9a8c\u8bc1\uff0c\u4ea4\u6613\u53ef\u80fd\u4f1a\u88ab\u62d2\u7edd\u30023-D Secure \u662f\u4e00\u79cd\u4f7f\u5546\u6237\u80fd\u591f\u652f\u6301 SCA \u7684\u6280\u672f\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Visa\u516c\u53f8\u4e8e2000\u5e74\u521d\u9996\u6b21\u90e8\u7f723DSecure\uff083DS\uff09\uff0c\u65e8\u5728\u8de8\u4e09\u4e2a\u9886\u57df\uff08\u6536\u5355\u673a\u6784\u3001\u53d1\u5361\u884c\u4e0e\u4e92\u64cd\u4f5c\u6027\uff09\u63d0\u4f9b\u66f4\u5b89\u5168\u7684\u5728\u7ebf\u652f\u4ed8\u4f53\u9a8c\u3002\u8be5\u516c\u53f8\u5c1d\u8bd5\u901a\u8fc7\u5b9e\u65f6\u7684\u5ba2\u6237\u8eab\u4efd\u8ba4\u8bc1\u80af\u5b9a\u5b58\u5728\u4e89\u8bae\u7684\u65e0\u5361\u4ea4\u6613\u4e2d\u5546\u6237\u4e0e\u53d1\u5361\u884c\u4e4b\u95f4\u7684\u8d23\u4efb\u8303\u56f4\uff0c\u5bf9\u65e0\u5361\u4ea4\u6613\u5b9e\u73b0\u4e0e\u6301\u5361\u4ea4\u6613\u76f8\u540c\u7684\u5b89\u5168\u7ea7\u522b\u3002\u5728\u8fc7\u53bb15\u5e74\u95f4\uff0c\u6d88\u8d39\u8005\u7684\u8d2d\u7269\u4e60\u60ef\u4e0d\u65ad\u6f14\u53d8\uff0c\u7279\u522b\u662f\u79fb\u52a8\u7aef\u6210\u4e3a\u6d4f\u89c8\u4e0e\u8d2d\u7269\u7684\u4e3b\u8981\u6e20\u9053\u30023DS 2.0 \u5f97\u4ee5\u95ee\u4e16\uff0c\u4ee5\u89e3\u51b3 3DS 1.0 \u5728\u4e0d\u65ad\u53d8\u5316\u7684\u7535\u5b50\u5546\u52a1\u73af\u5883\u4e2d\u7684\u7f3a\u9677\uff0c\u4ece\u800c\u589e\u5f3a\u5b89\u5168\u6027\u3001\u652f\u6301\u57fa\u4e8e\u5e94\u7528\u7a0b\u5e8f\u7684\u8eab\u4efd\u8ba4\u8bc1\uff0c\u5e76\u6539\u5584\u6301\u5361\u4eba\u5728\u7ed3\u7b97\u8fc7\u7a0b\u4e2d\u7684\u4f53\u9a8c\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u4e0e\u65e9\u671f\u534f\u8bae\u76f8\u6bd4\uff0c3DS 2.0 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inherit;\">\u505a\u51fa\u6b63\u786e\u51b3\u7b56\u7684\u5173\u952e\u662f\u5404\u53c2\u4e0e\u4eba\u5458\u90fd\u80fd\u591f\u83b7\u5f97\u76f8\u5173\u4fe1\u606f\u30023DS 2.0\u80fd\u591f\u8ba9\u5546\u6237\u548c\u53d1\u5361\u884c\u4ea4\u6362\u66f4\u591a\u6570\u636e\uff08\u5982\u8bbe\u5907\u3001\u6e20\u9053\u3001\u8eab\u4efd\u548c\u4ea4\u6613\u4fe1\u606f\uff09\u3001\u5728\u6ce8\u518c\u6d41\u7a0b\u4e2d\u9a8c\u8bc1\u6301\u5361\u4eba\u8eab\u4efd\u3001\u786e\u4fdd\u771f\u5b9e\u6301\u5361\u4eba\u8fdb\u884c\u4ea4\u6613\uff0c\u4ece\u800c\u52a0\u901f\u8eab\u4efd\u8ba4\u8bc1\u5e76\u63d0\u9ad8\u5b89\u5168\u6027\u3002\u62e5\u6709\u66f4\u591a\u7684\u80cc\u666f\u4fe1\u606f\uff0c\u53d1\u5361\u884c\u53ef\u4ee5\u5728\u65e0\u96be\u5ea6\u7684\u4ea4\u6613\uff08Areq\/Ares\uff09\u6d41\u7a0b\u4e2d\u51c6\u786e\u8ba4\u8bc1\u66f4\u591a\u5ba2\u6237\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3DS 2.2 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inherit;\">\u4e2d\u4ed8\uff08\u6df1\u5733\uff09\u6280\u672f\u670d\u52a1\u6709\u9650\u516c\u53f8\uff08\u4e2d\u4ed8\u6280\u672f\uff08\u6df1\u5733\uff09\u6280\u672f\u670d\u52a1\u6709\u9650\u516c\u53f8\uff092013\u5e74\u6210\u7acb\u4e8e\u6df1\u5733\uff0c\u662f\u4e00\u5bb6\u8de8\u5883\u652f\u4ed8\u6280\u672f\u3001\u98ce\u63a7\u53ca\u5408\u89c4\u89e3\u51b3\u65b9\u6848\u63d0\u4f9b\u5546\uff0c\u53ef\u4e3a\u5168\u7403\u63d0\u4f9b\u673a\u6784\u63d0\u4f9b\u4ece\u7ec4\u7ec7\u5230\u5546\u6237\u7cbe\u51c6\u6574\u5957\u65b9\u6848\uff0c\u5747\u7ecf\u8fc7\u56fd\u5bb6\u8ba4\u8bc1\u56fd\u9645\u4e13\u4e1a\u7ec4\u7ec7\u8ba4\u8bc1\uff0c\u90e8\u5206\u4ea7\u54c1\u670d\u52a1\u4e3a\u56fd\u5185\u552f\u4e00\u3002\u516c\u53f8\u6ce8\u518c\u8d44\u91d17000\u4e07\u5143\uff0c\u76ee\u524d\u5728\u5317\u4eac\u3001\u9999\u6e2f\u3001\u82cf\u5dde\u7b49\u5730\u8bbe\u6709\u5206\u516c\u53f8\u53ca\u529e\u4e8b\u5904\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u4e2d\u4ed8\u6280\u672f\u76ee\u524d\u4e3a\u4e2d\u56fd\u652f\u4ed8\u6e05\u7b97\u534f\u4f1a\u7406\u4e8b\u5355\u4f4d\u3001\u4e2d\u56fd\u652f\u4ed8\u6e05\u7b97\u534f\u4f1a\u53cd\u6b3a\u8bc8\u5de5\u4f5c\u59d4\u5458\u4f1a\u3002\u4e3aVisa&amp;MasterCard\u5b98\u65b9\u6388\u6743\u670d\u52a1\u5546&amp;TPP\u53ca\u5408\u4f5c\u4f19\u4f34\u3001Austreme\u4e2d\u56fd\u5ba2\u6237\u670d\u52a1\u4e2d\u5fc3\u3001Oracle OPN\u5408\u4f5c\u4f19\u4f34\u3002<\/span><\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u4e2d\u4ed8\u6280\u672f\u56e2\u961f\u6210\u5458\u5de5\u4f5c\u7ecf\u9a8c\u6db5\u76d6\u76d1\u7ba1\u5408\u89c4\u3001\u653f\u7b56\u4fe1\u606f\u5b89\u5168\u3001\u6b3a\u8bc8\u9884\u9632\u3001\u98ce\u9669\u7ba1\u7406\u3001\u98ce\u63a7\u5efa\u6a21\u3001\u6570\u636e\u6316\u6398\u53ca\u667a\u80fd\u5206\u6790\u7b49\u591a\u4e2a\u9886\u57df\uff0c\u590d\u5408\u578b\u4eba\u624d\u8fd1100\u4eba\uff0c\u6765\u81ea\u62e5\u6709\u6b27\u76dfGDPR\u5408\u89c4\u7684\u884c\u4e1a\u4eba\u5458\u5e08\uff0c\u56fd\u9645\u53cd\u6d17\u94b1\u5e08\u7b49\u4e13\u4e1a\u8d44\u8d28\u3002<\/span><\/span><\/p>\n<p><\/p><\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-hp6l615wen9lsqdw.tatsu-column{width: 100%;}.tatsu-hp6l615wen9lsqdw.tatsu-column > .tatsu-column-inner > 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href=\"http:\/\/www.sinocompliance.com\/en\/3d-secure-2\/\" class=\"exp-read-more 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