{"id":7910,"date":"2022-03-03T18:34:31","date_gmt":"2022-03-03T10:34:31","guid":{"rendered":"https:\/\/www.sinocompliance.com\/?p=7910"},"modified":"2022-03-03T18:36:01","modified_gmt":"2022-03-03T10:36:01","slug":"emv-3ds2","status":"publish","type":"post","link":"http:\/\/www.sinocompliance.com\/en\/emv-3ds2\/","title":{"rendered":"\u77e5\u8bc6\u7ecf\u9a8c | 3DS2\u6700\u65b0\u7248\u5230\u5e95\u591a\u5f3a\u5927\uff1f"},"content":{"rendered":"

\u4ec0\u4e48\u662fEMV 3-D Secure\uff1f<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

EMV 3DS\u662f\u7531EMVCo\u7edf\u4e00\u53d1\u5e03\u7684\u9488\u5bf9CNP\u7535\u5b50\u5546\u52a1\u4ea4\u6613\u7684\u6301\u5361\u4eba\u8eab\u4efd\u9a8c\u8bc1\u534f\u8bae\u6807\u51c6\uff0c\u5e2e\u52a9\u9884\u9632\u672a\u6388\u6743\u7684CNP\u4ea4\u6613\uff0c\u907f\u514d\u7535\u5546\u5546\u6237\u53d7\u5230\u76d7\u5361\u548c\u6b3a\u8bc8\u635f\u5bb3\u3002<\/p>\n\n\n\n

\u6700\u65b03DS 2.2\u4e0e\u4ee5\u5f80\u7248\u672c\u7684\u533a\u522b\uff1f<\/strong><\/p>\n\n\n\n

\u76ee\u524dEMV 3DS\u6700\u65b0\u7248\u672c\u4e3a2.2\uff0c\u76f8\u6bd4\u4e8e2.1\uff0c3DS 2.2\u62e5\u6709\u5176\u6240\u6709\u7684\u529f\u80fd\uff0c\u5e76\u5728\u6b64\u57fa\u7840\u4e0a\u8fdb\u4e00\u6b65\u4f18\u5316\u4e86\u6d88\u8d39\u8005\u7684\u8d2d\u7269\u4f53\u9a8c\uff0c\u652f\u6301\u66f4\u591a\u7684\u652f\u4ed8\u65b9\u5f0f\u4e0e\u66f4\u591a\u7684\u8c41\u514d\u73af\u5883\u3002\u8fd9\u4e9b\u90fd\u5c06\u6709\u6548\u63d0\u5347\u652f\u4ed8\u6210\u529f\u7387\uff0c\u5e76\u964d\u4f4e\u6d88\u8d39\u8005\u653e\u5f03\u8ba2\u5355\u7684\u53ef\u80fd\u6027\u3002<\/p>\n\n\n\n

3DS 2.2\u7248\u672c\u5141\u8bb8\u652f\u4ed8\u670d\u52a1\u5546\u6216\u5546\u5bb6\u5e94\u7528\u4ea4\u6613\u98ce\u9669\u5206\u6790\u7cfb\u7edf\uff08TRA\uff1aTransaction Risk Analysis\uff09\uff0c\u5411\u53d1\u5361\u884c\u8bf7\u6c42\u4f4e\u98ce\u9669\u8c41\u514d\u3002<\/strong><\/p>\n\n\n\n

TRA\u8c41\u514d\u5176\u5b9e\u57283DS 2.1\u4e2d\u5c31\u6709\u5e94\u7528\uff0c\u5b83\u5141\u8bb8\u5546\u6237\u6216\u652f\u4ed8\u670d\u52a1\u5546\u5728\u6b3a\u8bc8\u7387\u4f4e\u4e8e\u7279\u5b9a\u9608\u503c\u7684\u60c5\u51b5\u4e0b\u76f4\u63a5\u8ba9\u4ea4\u6613\u907f\u5f00SCA\u6821\u9a8c\uff0c\u4f46\u90e8\u5206\u53d1\u5361\u884c\u76843DS 2.1\u7248\u672c\u5e76\u4e0d\u652f\u6301\u8be5\u9879\u529f\u80fd\uff0c\u800c3DS 2.2\u7248\u672c\u5219\u8981\u6c42\u53d1\u5361\u884c\u5fc5\u987b\u652f\u6301TRA\u8c41\u514d\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4e0d\u540c\u7684\u4ea4\u6613\u91d1\u989d\u5728\u7533\u8bf7TRA\u8c41\u514d\u65f6\u6240\u9700\u7684\u9608\u503c\u4e5f\u6709\u6240\u4e0d\u540c\u3002<\/p>\n\n\n\n

3DS 2.2\u652f\u6301\u5546\u6237\u53d1\u8d77\u4ed8\u6b3e\uff083RI\uff1a3DS Requestor Initiated\uff09\uff0c\u8fd9\u610f\u5473\u7740\u6d88\u8d39\u8005\u4e0d\u518d\u9700\u8981\u53c2\u52a0\u6bcf\u4e00\u4e2a\u4ea4\u6613\u6b65\u9aa4\u3002<\/strong><\/p>\n\n\n\n

3RI\u529f\u80fd\u662f3DS 2.2\u4e0e2.1\u7248\u672c\u7684\u4e3b\u8981\u533a\u522b\u4e4b\u4e00\uff0c\u8be5\u529f\u80fd\u5141\u8bb8\u5546\u6237\u5728\u4e00\u6b21\u4ea4\u6613\u7684\u8eab\u4efd\u8ba4\u8bc1\u4e2d\u83b7\u5f97\u989d\u5916\u7684\u5bc6\u94a5\uff0c\u8be5\u5bc6\u94a5\u53ef\u4ee5\u88ab\u5546\u6237\u7528\u6765\u8bf7\u6c42\u4e00\u7cfb\u5217\u6709\u5173\u8fd9\u7b14\u4ea4\u6613\u7684\u6388\u6743\u3002\u4f8b\u5982\uff0c\u5728\u6d88\u8d39\u8005\u8fdb\u884c\u4ed8\u8d39\u7535\u89c6\u9891\u9053\u7684\u8ba2\u9605\uff0c\u6216\u662f\u8d2d\u4e70\u65c5\u884c\u793e\u7684\u6253\u5305\u4ea7\u54c1\uff08\u5305\u542b\u673a\u7968\u3001\u9152\u5e97\u3001\u53ca\u5176\u4ed6\u6d89\u53ca\u591a\u4e2a\u5546\u5bb6\u7684\u4ea7\u54c1\uff09\u65f6\u30023RI\u5c06\u5141\u8bb8\u5546\u6237\u4ec5\u505a\u4e00\u6b21\u8eab\u4efd\u8ba4\u8bc1\u5c31\u53ef\u4ee5\u4f7f\u7528\u8be5\u6388\u6743\u5b8c\u6210\u540e\u7eed\u7684\u4ea4\u6613\uff0c\u800c\u6d88\u8d39\u8005\u5219\u65e0\u9700\u53c2\u4e0e\u5176\u4e2d\u3002<\/p>\n\n\n\n

3DS 2.2\u7248\u672c\u652f\u6301\u59d4\u6258\u8ba4\u8bc1\uff08Delegated Authentication\uff09\u529f\u80fd\uff0c\u8be5\u529f\u80fd\u5141\u8bb8\u7b2c\u4e09\u65b9\u673a\u6784\u4ee3\u66ff\u53d1\u5361\u884c\u8fdb\u884c\u8eab\u4efd\u9a8c\u8bc1\u3002<\/strong><\/p>\n\n\n\n

\u59d4\u6258\u8ba4\u8bc1\u5141\u8bb8\u5546\u6237\u3001\u652f\u4ed8\u670d\u52a1\u5546\u6216\u662f\u6536\u5355\u884c\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\u4ee3\u8868\u53d1\u5361\u884c\u5bf9\u6d88\u8d39\u8005\u8fdb\u884c\u8ba4\u8bc1\uff0c\u5e76\u5728\u6570\u636e\u6d41\u7684\u4f20\u8f93\u4e2d\u5411\u53d1\u5361\u884c\u544a\u77e5\u8be5\u7b14\u4ea4\u6613\u5df2\u901a\u8fc7\u8eab\u4efd\u9a8c\u8bc1\u3002\u8fd9\u4e48\u505a\u7684\u597d\u5904\u663e\u800c\u6613\u89c1\uff0c\u53d1\u5361\u884c\u53ef\u4ee5\u6839\u636e\u7b2c\u4e09\u65b9\u673a\u6784\u7684\u8eab\u4efd\u8ba4\u8bc1\u4fe1\u606f\uff0c\u6765\u514d\u9664\u8fd9\u7b14\u4ea4\u6613\u53ef\u80fd\u4f1a\u89e6\u53d1\u76843DS\u8eab\u4efd\u8ba4\u8bc1\u6b65\u9aa4\uff0c\u4ece\u800c\u8fdb\u4e00\u6b65\u4f18\u5316\u652f\u4ed8\u6d41\u7a0b\uff0c\u964d\u4f4e\u5f03\u5355\u7387\u3002<\/p>\n\n\n\n

3DS 2.2\u7248\u672c\u652f\u6301\u89e3\u8026\u8ba4\u8bc1\uff08Decoupled Authentication\uff09\u529f\u80fd\uff0c\u8be5\u529f\u80fd\u53ef\u4ee5\u5c06\u652f\u4ed8\u4e0e\u8ba4\u8bc1\u4e24\u4e2a\u6b65\u9aa4\u5206\u5f00\uff0c\u9002\u7528\u4e8e\u6d88\u8d39\u8005\u65e0\u6cd5\u7acb\u5373\u5b8c\u6210\u8eab\u4efd\u8ba4\u8bc1\u7684\u60c5\u51b5\u3002<\/strong><\/p>\n\n\n\n

\u89e3\u8026\u8ba4\u8bc1\u7684\u51fa\u73b0\u6210\u529f\u5c06\u7ed1\u5b9a\u5728\u4e00\u8d77\u7684\u652f\u4ed8\u4e0e\u8ba4\u8bc1\u4e24\u4e2a\u6b65\u9aa4\u62c6\u5206\u5f00\u6765\uff0c\u8be5\u529f\u80fd\u4e5f\u53ef\u5e94\u7528\u4e8e\u4e0a\u6587\u4e2d\u63d0\u5230\u76843RI\uff0c\u4f46\u6700\u91cd\u8981\u7684\u662f\u5b83\u5141\u8bb8\u6d88\u8d39\u8005\u5728\u8eab\u4efd\u8ba4\u8bc1\u65f6\u62e5\u6709\u66f4\u591a\u9009\u62e9\u3002\u4f8b\u5982\uff0c\u6d88\u8d39\u8005\u5728PC\u6d4f\u89c8\u5668\u4e0a\u8d2d\u4e70\u4e00\u4ef6\u5546\u54c1\uff0c\u4f46\u5374\u53ef\u4ee5\u5728\u79fb\u52a8\u624b\u673a\u4e0a\u5b8c\u6210SCA\u8ba4\u8bc1\u3002\u9664\u6b64\u4e4b\u5916\uff0c\u5546\u5bb6\u8fd8\u53ef\u4ee5\u81ea\u5b9a\u4e49\u89e3\u8026\u8ba4\u8bc1\u7684\u6301\u7eed\u65f6\u95f4\uff0c\u4ee5\u4fdd\u8bc1\u6d88\u8d39\u8005\u6709\u5145\u8db3\u7684\u65f6\u95f4\u6765\u5b8c\u6210\u8eab\u4efd\u9a8c\u8bc1\u3002<\/p>\n\n\n\n

\u4fe1\u7528\u5361\u56fd\u9645\u7ec4\u7ec7\u4e3a\u89c4\u8303\u5168\u7403\u94f6\u884c\u90e8\u7f723DS 2.2\u8fdb\u9636\u9a8c\u8bc1\u673a\u5236,\u6269\u5145\u5df2\u8fd0\u884c\u5c06\u8fd14\u5e74\u76843DS 2.1\u6807\u51c6\u3002\u76ee\u524dVisa\u3001MasterCard\u3001JCB\u3001AE\u3001DISCOVER\u4e0e\u94f6\u8054\u56fd\u9645(UnionPay International)\u4e5f\u5168\u9762\u652f\u6301EMV 3DS 2.2\u3002<\/p>","protected":false},"excerpt":{"rendered":"

\u4ec0\u4e48\u662fEMV 3-D Secure\uff1f EMV 3DS\u662f\u7531EM…<\/a><\/p>","protected":false},"author":2,"featured_media":7913,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[48],"tags":[],"_links":{"self":[{"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts\/7910"}],"collection":[{"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/comments?post=7910"}],"version-history":[{"count":1,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts\/7910\/revisions"}],"predecessor-version":[{"id":7912,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/posts\/7910\/revisions\/7912"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/media\/7913"}],"wp:attachment":[{"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/media?parent=7910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/categories?post=7910"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.sinocompliance.com\/en\/wp-json\/wp\/v2\/tags?post=7910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}